bancadia

Bancadia MCP gives agents structured, real-time access to Bancadia's registry of US business deposit account products — always current, not a stale scrape or a snapshot baked into a model's training data. ## Why it's useful Business banking terms change constantly — promo APYs expire, fee schedules shift, new integrations launch. Bancadia MCP queries live listings directly, so agents get accurate, up-to-date answers on: - **APYs** and rate structure - **Fees** — monthly, minimum opening deposit, overdraft/NSF/dormancy - **Features** — sub-accounts, cash deposits, real-time payment rails (FedNow/RTP) - **Integrations** — accounting, tax-prep, and expense-management software - **Eligibility** — accepted entity types, available states, deposit insurance type (FDIC/NCUA) ## What you can do - **Search** business checking listings by any combination of the filters above. - **Drill into a listing** by `listing_slug` for full fee and feature detail not returned in search results. ## Auth Requires a bearer API token from the [Bancadia developer portal](https://bancadia.com/developer/signup). Pass it as `apiToken` when connecting. ## Notes - Business accounts only; personal accounts aren't exposed through this server yet. - Read-only — no account creation, no funds movement.

First seen 2 Oct 2026. Evidence as of 2 Oct 2026.