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FairRate Mortgage Benchmarks

Real-time OBMMI mortgage rate verification. Compare any lender quote against live Freddie Mac benchmark data segmented by credit score, LTV, and loan type. Tools: - fairrate_get_benchmark — current rate by credit score, LTV, loan type - fairrate_verify_quote — verdict + basis point spread + monthly cost impact - fairrate_weekly_summary — latest weekly trend across all loan types Data source: Freddie Mac OBMMI via FRED. Updated daily.

First seen 2 Oct 2026. Evidence as of 5 Oct 2026.

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Source listings
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Recorded changes
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Tools

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Change history

No changes since the first observation. The first snapshot is the baseline.

Source listings
SourceListingFirst seenLast seenVersions
Smitheryandrewatchison2/fairrate2 Oct 20265 Oct 20261