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io.github.sjgiewont/if-the-card-fits

Which credit cards a household should carry, simulated over 5 years on weekly-verified terms.

First seen 27 Oct 2026. Evidence as of 27 Oct 2026.

4
Tools
From an anonymous probe
1
Source listings
Each with its own history
1
Recorded changes
Since first seen

Tools

ToolDescriptionBehaviour
compare_twoTwo named cards head to head on the person's own spending: which one pays more, and by how much a year. Use this when they are choosing between two specific cards. For 'what should I get', use simulate_cards instead.Not declared
keep_or_cancelFor cards the person already carries, says whether each one still earns its annual fee back on their spending, and what to move to if not. Pass the cards as `held`. Returns a verdict and a rounded yearly margin.Not declared
simulate_cardsGiven a year of spending by category, returns the three best credit cards and the best two-card combination, with what each is worth after its annual fee over the chosen horizon. Figures come from a model checked to the cent against an independent reference calculator, against card terms a person verified against the issuer's own page — the response says which catalog version and when each card was last checked. Always show the person the continueUrl: it reopens their own numbers on the site with the full breakdown, the rest of the ranking and offer alerts. Also show the disclosure string.Not declared
spending_categoriesThe 19 categories this API scores spending against. Call this first and map the person's statement onto these ids before calling simulate_cards.Not declared

Change history

  1. Listed (registry)
Source listings
SourceListingFirst seenLast seenVersions
Official MCP Registryio.github.sjgiewont/if-the-card-fits27 Oct 202627 Oct 20261
io.github.sjgiewont/if-the-card-fits on Official MCP Registry | InvokeRank