Official MCP RegistryListed
SwitchWize MCP
Verified US rate, savings-gap, card, CD, and product-change tools with freshness and sources.
First seen 2 Oct 2026. Evidence as of 7 Oct 2026.
16
Tools
From an anonymous probe
1
Source listings
Each with its own history
4
Recorded changes
Since first seen
Tools
| Tool | Description | Behaviour |
|---|---|---|
| best_move_this_week | Given the credit cards a user holds, rank this week's dollar-valued actions: which held card to use per spend category, welcome offers at a 12-month high on cards not held, active transfer bonuses, and (optionally) the savings-rate move beside the card move. | Read-only |
| compare_switch_savings | Compare a user's current APY with SwitchWize's current top savings APY for a balance. | Read-only |
| get_bank_gap | Estimate the annual savings gap for a balance using the current Bank Gap Index assumptions. | Read-only |
| get_bank_gap_index | Return the current SwitchWize Bank Gap Index headline value, latest release, and methodology URL. | Read-only |
| get_card_changes | Return recent verified credit-card fee and APR changes, most recent first. Each event is a diff between two confirmed snapshots of the same card. | Read-only |
| get_card_downgrade_path | Return verified credit-card product-change (downgrade) paths and the issuer's fee-refund window: which no-fee or lower-fee card a given card can be product-changed to, and how long after the annual fee posts a refund is available on cancellation. Optionally filtered to one card id (issuer:slug); returns every verified path and window when omitted. | Read-only |
| get_card_offers | Return current credit-card welcome-bonus offers (non-targeted, confidence-gated), each with a verified timestamp, source URL, and the card's own 12-month best. | Read-only |
| get_cd_rollover_rules | Return verified CD rollover rules for one bank, or every bank SwitchWize has verified: what happens automatically at maturity if the customer does nothing, the grace period, how to stop the rollover, and the early-withdrawal penalty. Each fact is sourced directly from the bank's own disclosure; an unverified field is omitted, never guessed. | Read-only |
| get_fed_hike_pass_through | Return how much of the latest Federal Reserve rate hike each tracked savings account has passed through to savers so far: rate before the hike, rate now, change in basis points, pass-through share, and days until the bank moved. One source per bank; each row carries its source type and observation dates. Optionally filtered to one institution id. | Read-only |
| get_index_dataset | Return a SwitchWize index dataset summary and recent series. | Read-only |
| get_rate_freshness | Return public data source freshness status and affected routes. | Read-only |
| get_reality_score | Return a premium credit-card Reality Score for a card and consumer segment. | Read-only |
| get_reward_valuations | Return SwitchWize points/miles valuations (cents per point) per reward currency, with sample size and provisional/published status. | Read-only |
| get_top_hysa_rates | Return top high-yield savings rates with freshness and attribution. Answers only from the editor-approved snapshot; before its first release it returns no ranked rates and says so (approval_status: not_yet_approved). approvedOnly makes the requirement explicit. | Read-only |
| get_top_rates | Return top SwitchWize rates with freshness and attribution. Savings, CDs, checking and money market answer only from their editor-approved snapshot. A category with no approved release yet returns no ranked rates and says so (approval_status: not_yet_approved) rather than serving unverified observations; approvedOnly makes that requirement explicit. Approved responses include product terms and field evidence; stale or unavailable releases return no ranked rates. | Read-only |
| get_transfer_bonuses | Return current point-transfer bonuses across tracked bank-to-partner routes, each with a verified timestamp, source URL, and best-ever-for-route when real history exists. | Read-only |
Change history
- get_top_rates: input schema changed (+approvedOnly)
- get_top_rates: description changed (+"with freshness and attribution. Savings, CDs, checking and money market answer only from their editor-approved snapshot. A" +"no approved release yet returns no ranked rates and says so (approval_status: not_yet_approved) rather than serving unverified observations; approvedOnly makes that requirement explicit. Approved responses include product terms" +"field evidence; stale or unavailable releases return no ranked rates.")
- get_top_hysa_rates: input schema changed (+approvedOnly)
- get_top_hysa_rates: description changed (+"attribution. Answers only from the editor-approved snapshot; before its first release it returns no ranked rates and says so (approval_status: not_yet_approved). approvedOnly makes the requirement explicit." -"attribution metadata.")
| Source | Listing | First seen | Last seen | Versions |
|---|---|---|---|---|
| Official MCP Registry | io.github.switchwize/switchwize-mcp | 2 Oct 2026 | 7 Oct 2026 | 1 |