Kova

**Where does your investment plan live?** Most investors have a strategy. Few have a system to stay consistent with it. When the plan only lives in your head, it's easy to make exceptions. Kova is the system that keeps your portfolio honest — measured against what you declared, not what this week's volatility made you feel. **The loop** 1. **Declare your strategy.** Allocation targets, rebalancing rules, sector constraints — written in plain language. Saved. Versioned. 2. **Send your portfolio.** Your agent, a file, or text. Kova enriches each position with live market data. 3. **Read your brief.** Alignment score, position-level drift, compliance against your own constraints, a short list of moves to close the gap. 4. **Act, then loop back.** Send the updated portfolio. Get a fresh brief. The score moves as the strategy moves into reality. Same saved strategy across Claude, Cursor, Codex, local MCP clients, scripts, and your own systems. The surface changes; the strategy standard stays the same. **23 tools** covering strategies, versions, evaluations, briefs, portfolio simulations, assets, liabilities, and cash flows. **Example prompts** - "Check my Long-Term Growth strategy against my current portfolio." - "Create a Kova strategy from my notes.md file." - "Simulate 60% VTI / 40% BND without saving it." - "Add my 401k as a tracked investment account." - "Show what changed since version 3." Kova is a discipline tool, not advisory. It mirrors your own logic — it doesn't predict markets or manage money. Everything it tells you follows from the plan you wrote. [Get started at kovatools.com →](https://kovatools.com/agents)

First seen 2 Oct 2026. Evidence as of 2 Oct 2026.