Real-time OBMMI mortgage rate verification. Compare any lender quote against live Freddie Mac benchmark data segmented by credit score, LTV, and loan type. Tools: - fairrate_get_benchmark — current rate by credit score, LTV, loan type - fairrate_verify_quote — verdict + basis point spread + monthly cost impact - fairrate_weekly_summary — latest weekly trend across all loan types Data source: Freddie Mac OBMMI via FRED. Updated daily.
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First seen 2 Oct 2026. One server, whatever directories list it: each directory listing keeps its own page and history.
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| Directory | Listing | Tier | First seen |
|---|---|---|---|
| Smithery | FairRate Mortgage Benchmarks | - | 2 Oct 2026 |